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Own Your Solar + Battery in 5 Years. Zero Upfront Cost.

Southern California homeowners are locking in a fixed solar payment and owning their system outright. Enter your ZIP to see your numbers.

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Real Proposal Data

Here Is What the Payment Looks Like on a Real Southern California Home

The discount applies to the system price before financing. Your fixed payment starts lower than your utility bill and never goes up. No escalators. No surprises.

Location: Riverside, CA (PG&E) Energy Community
Program: Propel by Concert Finance
Battery: Enphase IQ Battery
Utility Bill Before Solar: $443/mo
Kern Valley home: utility bill before solar $443/mo, solar payment after $271/mo fixed, 25-year savings $146,110

Riverside, CA (PG&E) · Before: $443/mo utility bill · After: $271/mo fixed solar payment · 25-yr savings: $146,110

Tesla Powerwall battery systems installed in garage - included with Participate Energy solar program
Tesla Powerwall 3 - Included with Participate
Battery backup keeps your home powered at night and during outages. Standard with the Participate program at no extra cost. Enphase IQ Battery available with Propel.
Program Comparison

Propel vs. Participate at a Glance

Both programs share the same commercial ITC structure. The right one depends on your zip code and credit situation. We check both before making a recommendation.

Program Feature Propel Participate PPA / Solar Lease
Upfront discount 30% standard
39.2% in Energy Communities		 30% standard None. Full system cost stays with the solar company.
Down payment $0 $0 $0
Monthly payment (real example) $271/mo $247/mo $220-$260/mo starting
Rises 2-3%/yr
Loan term 25 years fixed 20 years fixed 20-25 years, escalating
Payment escalation None None 2-3% per year
Bill grows every year
Credit check 660 FICO min None required Varies by company
Battery included Enphase IQ Battery Tesla Powerwall 3 Rarely included. Usually extra cost.
Ownership Auto-transfer Year 5 Purchase option Year 6 No ownership ever
Solar company owns system
Home sale Assumption or payoff at closing Assumption or payoff, no UCC lien Buyer must assume lease
Can kill or delay your sale
25-yr savings (this example) $146,000
Riverside EC zip		 $110,412
Non-EC zip code		 $30,000-$45,000
Escalator erodes savings
Best for Energy Community zip codes Non-EC zip codes, no credit check Homeowners who don't mind never owning and want the lowest starting payment

Real proposal data from Riverside, CA (PG&E Energy Community). Savings are estimates based on current PG&E rates at 4%/yr escalation. Actual results vary by system size, utility, and usage. Energy Community status verified by Baker Tilly tool at project address level.

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Current Monthly Power Bill
Select your monthly electric bill range.
Under $100
$101 - $150
$150 - $250
$250+
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Homeowners qualify for exclusive solar incentives.
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